Split Pea Soup

• 2 1/4 cups dried split peas
• 2 quarts cold water
• 1 1/2 pounds cooked ham OR  bacon (use less)
• 1 onion, thinly sliced
• 1/2 teaspoon salt
• 1/4 teaspoon ground black pepper
• 3 carrots, chopped

Cook for 2 hrs, or put in crock pot